Category Archives: SEPA
The importance of being SEPA
You may have seen a recent survey conducted by Clear2Pay and Finextra (here) for which I drafted the final report. While for the headlines I focussed on the involvement of Corporates in SEPA, one of the many topics covered in … Continue reading
Why prepaid could make 30bn EUR for the Belgian Government
Today a study suggested that the Belgian Government loses 30 billion euro every year through tax evasion and fraud (here). This is a big concern to me as I pay my exceptionally high taxes in Belgium and know what a … Continue reading
Creating a bond of trust with internet payments
One of the main reason for the success of credit cards as a payment method in e-Commerce is that due to the guarantees that they offer, they create a bond of trust between customer and merchant. Continue reading
Has the PSD made you liable for card fraud against your employer?
A recent discussion on business expenses management with a colleague bought up the topic of liability in cases of fraud on Corporate cards and who actually has liability. So I decided to dig out some research that I did in … Continue reading
EU payments market to grow to 526billion transactions by 2020
Last month the European Central Bank published 2010 figures for European transaction volumes and they paint an interesting picture of the growth of electronic payments during this difficult period. However, using this market data and population growth statistics, I predict … Continue reading
Can we see light yet? C’est pas…
With many predicting the end to SEPA migration somewhat prematurely following the release of a European Commission draft regulation (such as here), today as an industry we are still waiting for the green light from the European Parliament to finally … Continue reading
Trust co-opetition is the key to avoiding disintermediation
Even in the last week at least four of my friends have been link-jacked in Facebook – whereby their accounts start spewing malicious links onto the walls of their friends. Continue reading
Why do you need a POS terminal?
Take for example an insurance broker, or traditional furniture store, or even service providers such as plumbers and builders (if you can find one!). Their delivery is typically not immediate and so the immediacy and cost of a card terminal is not always necessary. Continue reading
Can post-crisis internalisation provide a much-needed Shakabuku?
Shakabuku, a fundamental concept used in the propagation of Buddhism, can be thought of as a swift, spiritual kick to the head that changes common perceived wisdom. In the immediate aftermath of the financial crisis many banks looked inwards, intent … Continue reading
Cashless Europe? Sadly not in my working life…
Next month I will be 36 years old – so 15 years of working done and probably another 25-30 to go, meaning that I’m about a third of the way through my career. Having worked in cards and payments for … Continue reading
Ainsley Ward
ernestoortega
Rik Coeckelbergs
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