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Category Archives: mobile
What goes around, comes around
One of the nice things about being in the payment industry is that you if you have an idea that doesn’t work today, put it in the cupboard because things might be different in a few years time. There’s a … Continue reading
Belgium to launch mobile payments in 1998
It’s kind of a strange irony that amid all the talk of NFC pilots and new apps that always comes in the week prior to Mobile World Congress (here), that they have actually been commercially available here in Belgium for … Continue reading
Posted in challenges, innovation, mobile, NFC, payments, retail banks
Tagged bancontact, banxafe, Belgium, Chip & PIN, Electronic commerce, Financial Services, mobile, Mobile payment, Mobile World Congress, NFC, sim toolkit
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Call me an old cynic
I was at the surprisingly busy Cartes & Identification show in Paris last week (www.cartes.com) looking at the latest and greatest happenings in the card industry. Biggest news alongside the absence of Visa for the first time in 20-odd years was the emergence of … Continue reading
Posted in innovation, mobile, NFC, payments, retail banks
Tagged Apple, ATM, Chip and PIN, Contactless payment, Credit card, EMV, iPhone, MasterCard, Mobey Forum, Mobile payment, Mobile phone, Near field communication, NFC, Paris, Payment card, Plug-ins, Point of sale, Visa
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Payments are on the move
Mobile has become a hot topic for banks in recent weeks (months, years) and so I’ve been fielding a lot of questions about how best a bank can ‘capture the mobile channel’. And yet there are two, perhaps more, fundamental … Continue reading
Posted in challenges, innovation, mobile, NFC, payments, retail banks
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Now Finally Cool: has Google put the want factor into mobile payments at last?
Support for tablet computers was first included in Windows XP in 2001 and yet until Apple launched the iPad in 2010 the market was focussed on commercial applications such as gas meter reading and street surveys for market research. Perhaps … Continue reading
Posted in challenges, contactless, innovation, mobile, NFC, payments
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Where are the mobile macro payments?
Where are the mobile macro payments? I am talking about the payments with a higher amount than the ones that are defined as micropayments. Where are they? Where are the examples? Have you ever seen a demo online? Or a … Continue reading
Posted in contactless, innovation, mobile, NFC, payments
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Redefinition of cash
CEOs from Wincor Nixdorf and Giesecke & Devrient recently confessed that the annual spent on a global level reaches $300 billion for processing of cash. That is not a small cost of course… it is big business! Or let’s say … Continue reading
Posted in challenges, contactless, mobile, payments
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Is application selection the killer app for mobile?
I’ve been reading a lot recently about many companies wanting to use the EMV card and terminal service ‘application selection’ to facilitate different types of payments and also for so-called ‘tender steering’, but it seems that few have actually taken … Continue reading
Posted in challenges, mobile, NFC, payments
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Fingerspitzengefühl
“what has become clear during my time in the cards and payments market is that things never happen as quickly as prognosticators would expect” Continue reading
Posted in challenges, contactless, innovation, mobile, NFC, payments, retail banks
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Running with the Wolves (or how Tier 2 retail banks can learn from new market entrants)
Retail giants like Tesco, Carrefour and Ikea are expanding their financial services portfolio – and smaller banks can learn from them. Continue reading
Posted in competition, innovation, mobile, payments, retail banks, SEPA
Tagged ATM, Business, Carrefour, Financial Services, Financial Services Authority, Metro Bank, PayPal, Retail banking
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