Category Archives: contactless

What goes around, comes around

Posted on 07/05/2013 by

One of the nice things about being in the payment industry is that you if you have an idea that doesn’t work today, put it in the cupboard because things might be different in a few years time. There’s a … Continue reading →

Posted in challenges, contactless, innovation, mobile, NFC, payments, retail banks | Tagged , , , , , , , , , , , | Leave a comment

Testing times over the pond

Posted on 30/08/2012 by

  I’m in the US this week discussing EMV migration with a number of major institutions – for those of you that don’t know (where have you been?!) the liability shift has been announced by both MasterCard and Visa for this … Continue reading →

Posted in challenges, contactless, magstripe, payments, Regulation, retail banks | 2 Comments

Now Finally Cool: has Google put the want factor into mobile payments at last?

Posted on 23/09/2011 by

Support for tablet computers was first included in Windows XP in 2001 and yet until Apple launched the iPad in 2010 the market was focussed on commercial applications such as gas meter reading and street surveys for market research. Perhaps … Continue reading →

Posted in challenges, contactless, innovation, mobile, NFC, payments | Leave a comment

Where are the mobile macro payments?

Posted on 19/09/2011 by

Where are the mobile macro payments? I am talking about the payments with a higher amount than the ones that are defined as micropayments. Where are they? Where are the examples? Have you ever seen a demo online? Or a … Continue reading →

Posted in contactless, innovation, mobile, NFC, payments | 2 Comments

Redefinition of cash

Posted on 18/05/2011 by

CEOs from Wincor Nixdorf and Giesecke & Devrient recently confessed that the annual spent on a global level reaches $300 billion for processing of cash. That is not a small cost of course… it is big business! Or let’s say … Continue reading →

Posted in challenges, contactless, mobile, payments | Leave a comment

Fingerspitzengefühl

Posted on 08/02/2011 by

“what has become clear during my time in the cards and payments market is that things never happen as quickly as prognosticators would expect” Continue reading →

Posted in challenges, contactless, innovation, mobile, NFC, payments, retail banks | Leave a comment

What IS the problem that NFC is trying to solve?

Posted on 08/10/2010 by

…the traditional ID-1 format for payment cards has enabled global technical interoperability. It has been the defining factor for terminal, wallet and suit pocket design… Continue reading →

Posted in contactless, innovation, magstripe, mobile, NFC, payments | Tagged , , , , , , | Leave a comment

Why stick with stickers or wait for built-in, microSD NFC is the way to go.

Posted on 22/09/2010 by

In order to keep the costs of devices low, most mobile phone handset manufacturers include a slot for addition of card-based memory – this is now pretty much standardised on the microSD™ format covering an estimated 70% of deployed mobile … Continue reading →

Posted in challenges, competition, contactless, innovation, microSD, NFC, payments | Tagged , , , , , , , | 2 Comments